Hi everyone!
To anyone interested in asking for a loan in HSBC, i must say is a complete waste of time talking to them!!!!!!!
I'm an immmigrant from italy, don't have a house, no Degree (not needed though), and banking somewhere else.
The loan is secured, so no house no loan. And if you have a house it must have outstanding equity, enugh to cover the loan. The thing with the degree is not necesesary as long as you demostrate that this is what you really like.
Cutting it short, if you want a loan from them you have to think like them, they don't want to lose the money, and they want to make sure you can pay.
So to all those who thought could have their money, i'm sorry to disapoint you people!!!
