F3-
I don't think that it makes much of a difference- the Scheme is Government sponsered, and run by the Banks. Just go for it- it's interest free money for the rest of the course, plus a few months, then a low interest loan for five years. Clydesdale's rates are (were, anyway!) very good compared with others.
Aw ra best!
Tosh
[This message has been edited by Tosh McCaber (edited 08 March 2001).]