Genghis,
- I doubt you'd get a take-off tailstrike with a manually flown aeroplane because the pilots self-protection mechanism should stop him over-rotating...
Well, and still it happens, more often than you might think. And as john_tullamarine mentioned, some airplanes are quite(!) a bit sensitive on stab-trim setting errors..., combine that with an aft C.G. and you'll be surprised how violently the nose will come up before you even have thought of beginning your rotation.
...that the inertia of a big jet should prevent this,...
I rather tend to believe that it's just that inertia - assuming an already stabilized x°/sec rotation - which adds to the fact that you need a push on the yoke to stop or decrease the rate?!
...And anybody's sim experience will almost certainly be useless in terms of what really happens out of limits...
I totally agree, only what I was describing happened in REAL life! And having someone going through this in a sim will, of course, only be of any interest in regard to HOW the crew deals with the problem of being faced with an possibly uncontrollable aircraft right at V1 or even during rotation.