Wor,
Spot on about the playing safe option. Not being a financial man I would be foolish to try and play the market/ take the gamble or whatever you call it.
It will at least give me peace of mind if I change it all now. I may be paying more on interest on the loan but hey....that's the price!
Cheers for the info, nice to know we have someone around who knows what he's talking about when it comes to this Euro/£ lark!
VFE.