Hei, Ghost,
Sorry for giving you a wrong impression.
I am just discussing options here. It is not a matter of being more or less humble, captain or money oriented (in one or more senses ALL pilots have the two last orientations...)
It is just a matter of giving up a stable situation for some degree of uncertainity.
All the process of building up a career is serious and thoughtfull. At a certain point in life you have to balance very well the pros and cons.