As has been said, its not a bunch of roses outside at the moment. I've taken an effective pay cut of 25% in the last 2 years just to stay employed and I can't remember the last time my wife had a pay rise. I'm amazed at the public sector being so out of touch with reality and going on strike today. I am sympathetic that they are facing difficult times, we all are, but there is no money left, period. It's tough for everyone right now.