Even more glad I "banked" my pension 2 months ago. My pension should grow by 5.2% this year and probably similar next year with only 9ish years to run to index linking again
Also, glad to have started a new scheme where I get 1/70th for every year I work now until 60.
I suspect it may have been one of the brightest moves of my life...
...I did have to give up the free medical, dental and HTD allowances though.
I also worked out that I was significantly better off doing the resettlement commute. I took £4800 off my pension to raise £39k tax free and I will be paying that for just shy of 10 years (call it £48k). However, as a top rate 40% taxpayer I would be giving the Govt £19200 in tax for that £48k over the same period if I didn't commute; which would mean in real terms I pay £28800 to raise £39k - so I'm £10200 better off over the next 9.6years (call it £1k a year for cash!).
LJ