As I said in Post #51...
BANK!
I've done exactly that... no redundancies in my branch in Tranche 2, so taking my 22/44 Option. Bit nervous as to the future - getting out in a recession is probably not the best time, but it's time to take control of my life and stop reacting to what is imposed on me.
So commute to dump the mortgage, pension to pay the bills and the job hunt begins.