Am I right in thinking that after the age of 50 you can apply to leave with 6 months notice? Almost like a variable option point and not the same as having to PVR? Just seem to remember this being mentioned some time back. If so, and there really is going to be a 5 year wait for your pension, I doubt there would be any old timers left in by the date it kicked off.
Also understand that already accrued pension values would apply up to the date of changeover, so would that also include commencement date?