Si,
Yes my plan is to get the IR later. It seems to make more sense to do it that way then I don't have to worry about keeping it current while I'm working as an instructor. Much better to leave it until I have the hours that'll actually give me a reasonable chance of landing an airline job. Also, I don't have quite enough money for the CPL, ATPL, FI and IR, so I'll have to borrow a bit from the bank, and the bank may be more positive about lending it to someone who has already worked as an instructor, therefore demonstrating a commitment to aviation.
WWW, thanks for the encouragement. I am actually looking forward to instructing in itself. However, I'm not quite sure how easy I'm gonna find it to go from a well-paid IT salary to an instructor's salary,
TB