Quite a lot actually.
-Tax bill
-Provisional Tax bill
-Landline bill
-Mobile phone bill
-Internet bill
-electricity bill (a/c in the summertime is expensive!)
-water bill
-gas bill
-entertainment expenses
-staff travel expenses (CX will make a lot of money from you)
-management fees
-taxis/ferries/mtr expenses
-medicine expenses
-aviation medical renewel bill
...to name but a few. If you ever plan on having a family there is a lot to add on to this list!
That 45k will be eroded very, very quickly just on your day to day living in HK.
Well, that pretty much answers all my queries about CX. This is not what I ever thought CX would be like. So, I guess I am better off in the long run building my hours on a regional and then applying as a DEFO. Will keep a close eye on this thread and but thanx for the replies. For now, turbo-props it is.