hmmmm Wobby, you better put up or shut up! Please tell us why the rules are 'beyond' Paul Makin ? Explain in detail what about his posts make him a sciolist ? I, not being intimately familiar with the fund rules, can't be sure one way or the other, but as mentioned previously at least he puts forward an eloquent argument as opposed to the silly accusation from yourself. I don't find the term 'toxic mix' in any way outrageous if in someones' opinion that is what we have.