The school gets the advantage of a guarantee that the money is there so can offer discount
Agreed; if working on the principle that the FTO isn't paying off past fiduciary 'irregularities' with upfront payments!
My meaning behind the peace of mind issue would hopefully involve the CAA - if only to ensure an easier transition to another FTO for as seamless training continuity as possible.
And we all know there is a CAA premium for their gold plated service standards.