Yep! I'm in the same boat as you Rohan. I'm 24 and have talked very nicely to my parents, who have agreed to put their house up as security for a bank loan. It's my only real option as far as raising that sort of money goes. I suggest you take yours out for a few drinks before approaching the question! Similarly, I've gathered that one needs to go to a college with a good reputation, and that only OAT or Cabair will do if you stand any real chance of gaining a line job relatively early-on in your career. Does anyone agree/disagree with this??