Do you ever buy anything online? Do you know the statistics of online fraud / bankrupcy? How do you mitigate against that when you buy online? Are you a fool for parting with your cash in advance? Do you recomend to the world that they would be nuts to do it? If not, how do you justify slating one without the other?
Well, we each form our judgements, don't we.
Personally I will buy online from Amazon using a credit card[#], but I will touch neither eBay nor PayPal with any sort of barge pole.
[#] Unless and until they start demanding Verified by Visa, which puts all the risk of fraud onto the punter (as explained on Light Blue Touchpaper for anyone who doesn't believe this).