Hi!
I've just been to HSBC and am awaiting the results of the credit check etc. I'm looking to borrow over 25 grand so I'll let you know if I am sucessful.
As a matter of interest, I did go in there with a pretty organised presentation of my case including aptitude results, PPL skills test comments, monthly income and expenditure on a nice spreadsheet etc. - so I did try my best! The letter of acceptance/refusal is in the post -I'll let you know as soon as I find out!