Jamair
I can't disagree with you. My only point would be that I think I'd go with the judgement of a 66 YO 800 hour PPL who owns an aeroplane before most of the mass produced 21YO training factory CPL's who are the main fodder for charter ops.
Furthermore, I reckon my light twin is better equipped and better maintained than any of the (charter ops) twins I used to hire.
HH has a valid point of view, I just think he's overlooking the huge overlap between private & commercial ops. I'll concede that the best commercial ops are probably better than the best private ops. But I'm not sure that the worst commercial ops are any better than the worst private ops.