As I sit here, I am wondering if I will still have a job tomorrow.
If MYT goes belly-up then there will be around 400 type-rated, current pilots wiith at least 2000 hours looking for work.
You peops with 200 hrs on light a/c won't have a chance. Sorry, but that's the plain and simple truth.
You cannot plaan for these 'left-field''' occurences, but listening to the advice above may well save you some heartache and a lot of cash.