@Lander66
I'm inclined to think that part of the £3000 more than CTC/OAA you have to pay at FTE up front goes some way to covering the cost of food. Secondly, BBVA allow you to take an extra sum as part of the loan to cover living expenses. Obviously this would have to come from your salary once you get the job but it means you do not have to stump up the cost yourself in the initial stages. If you would struggle to find the money over the year and a half period, surely you may well struggle to find the extra £3000 that you have to pay extra before you even start the course?