You’re in a dire day/night job where flying seems like an absolute dream, and all you need is £30k+ to do your CPL/IR and you’ll be there.
Firstly,do you really want to do SEP work? I’ve heard so many say this when what they really mean is to do as a building block to airliner jobs – i.e. flying a virgin 747 into SFO is where they want to be!
Only then can people advise.