Built4flying83
Good to know you are listening. Whatever decision you make and wherever you end up I hope it works out, be that HK or not.
SloppyJoe
Yes I agree about a small place foe one guy, but I am trying to look to the future. The guys that join will have to be with the company for 6 yrs and lots will change in their lives during that time. Many will want to get married and start a family. Like you agree this package then becomes almost impossible. If they do use the loan as a deposit, then add in mort, tax, food, bills etc there is little if any left over for savings, pension of just plain fun!