Wow! That was alot to take in. It's crazy how different it is for different people. Varig, it really opens my eyes when I hear things like that. I know your situation is a little different than mine but I value your experiences and hope to take from it. I know AB is a little more optamistic and I appreciate that too. Its a scary move for me and I am just trying to make the right choice for myself and my family. I dont want to look back 5-10 years from now and wonder how thing would have been had I moved to Brasil. On the flip side, I dont want to make a big mistake and regret it either. I guess i am the only person who make that decision and the only one who has to live with it. I think I will continue with the conversion process just to have a plan B in case of any major changes. I want to keep that option open for the future. Thanks again for the info, I will not take it lightly.