Keeping VMC
Anfi: to apply your list one has to be in an armchair.
Why not keep it simpless as you proclaim yourself.
As been said before, stay in the middle of the clouds and the ground (vertical references), with other words take some margin staying away from both...
And as been said in previous threads: horizontally apply the French rule of 30 sec visibility, otherwise slow down.
For example 800m = 51 knots
d3