Thinking of doing this before it's demise next yea
Are you talking about Europes demise next year? With the way the markets are heading i doubt there will be a Europe as we know it today next year!
Apart from that yes get the IMCR done as it is an excellent addon to your PPL and if it does go existing holders can continue to exercise its privalages.
But everything is changing so fast In Europe at present who knows where we all will be by then?
Pace