Ethics don't come into it when business is concerned.
Granted - but that is why the UK citizen relies upon regulators to perform their part of the aforementioned covenant.
At the end of the day it is for you to ask and to check all the paperwork you are required to sign.
From the beginning of training, you should be made aware of the potential 'gotchas' in paperwork; elision is a commonly used to stiff you in the case of a claim.
[Not PIC] Very true but what about when you are?
You resort to your prearranged cover with the likes of Traffords.
Don't get me wrong with this - I am not some liberal pinko who believes the state should wipe my nose and arse at every turn. When, however, we cannot go elsewhere and they extract what seem to be large amounts of money from trainees, it sticks in the craw that they feel nothing is owed in return.
At least if they were civil service there would be a degree of accountability.