Nigel
You're a brave man to risk incurring the wrath of the PPRuNe community with a post like that
I think there's a huge difference between learning to cope with 'crap wx' (an occupational hazard in most of northern Europe) and learning how to avoid avoidable situations where the canopy suddenly goes white. I've heard stories of experienced PPLs flying perfectly well for 10 minutes on foggles, then inexplicably initiating a 90 degreee roll, totally oblivious to the instrument readings they're staring at. JohnR81's approach is spot on; if it gets sticky, don't be a hero. Get it down and be thankful your maturity kept you out of the AAIB statistics.