In '94 I had an incident when I was in solo consolidation, and another soon afterwards (about 20 hours or so under my belt at the time).
The first was a burst oil line that seeped oil all over my windscreen. Noticing the rising temp and lowering pressure, I remembered my instructor's words and landed. Those words and encouragement to monitor the t's and p's constantly certainly averted a distaster no doubt.
The second was a bee that decided to take a shot in a million and fly straight up my pitot tube on takeoff. Again, thanks to my instructor's persistence in my early training that I fly by attitude, I was able to calmly circuit and land with no real stress, with 30 knots on the clock.
Never forgotten my instructor's words of wisdom,and I always make a point of sharing these incidents with my students. My pre-solo brief is also quite comprehensive and thorough as a result of these and other incidents since then.
Kermie