Gentlemen,
The point is that CJ has been overpaid by 6K. The powers that be will recover that sum direct from his pay and as I previously stated, they recovered my overpayment at the Minimum Drawing Rate of 50% after Tax and NI. I offered to pay the whole sum back straight away but there was no mechanism (at the time) to do so. The overpayment, I'm assuming, goes into CJ's Bank as does his pay. If CJ does not touch the 6K any reduction in monthly pay due to recovery action will be offset by the 6K sitting in the bank account, therefore, it is irrelevant how much the MOD recovers per month.
TBP