I know the feeling well as I too am almost in the same boat (sinking boat). I'm off to do the Instructor Rating shortly. But even that may result with just another rating to keep current.
Regarding FR, still no reply from them. Also sent them a fax as dictated on their website, and as of yet still no reply.......is this just a scam to kick us in the teeth when were already down, or do FR have any jobs on offer at present????