Something for all to note...
My understanding is that part of the 2011 payrises is the inclusion of HDP in EFP payments. So while in the past EFP was determined solely by salary divided by 84, it is now salary plus HDP divided by 84 times the 1.5, 2.5, or 3.5. HDP is also PF-able, but EFP still is not.
Happy to be corrected...
CXorcist