I don't know which world you live in. I can assure you that in many of the council flats in my ward the description that would be applied to anyone who could spend twenty-two thousand pounds on toys!!!! would include "rich".
In my world if you spend 50 years knocking your pan in, working overtime at every opportunity, paying a mortgage & bringing up a family, & end up with, in my miserable opinion, a reasonable pension for a grubby fingered engineer, then you deserve to spend it on what ever toys you like.
My definition of rich is someone with no worries about paying the bills & a LARGE amount of disposable cash on a continuous basis.
The only way I consider myself rich is that at my age I can still put my socks on standing up. I don't have or need a bus pass cos I can still crawl under tha Xreg second hand car & fix it when necessary.
There are plenty who can spend 22K on drugs or booze or political "expenses".
Rich, my ass.