Mis-sold?
I bought a Friends Provident policy at Valley in the early nineties under the "We'll all live like Kings" sales pitch which highlighted huge POTENTIAL bonus figures. It hasn't performed so I got rid, swapped that part of my mortgage to repayment and took it on the chin. My IFA has advised me that I should formally complain to the Financial Ombudsman that I was mis-sold the policy; not that I wasn't aware of the risk. He states that, because I was single and living in the Offs Mess at the time, I had no need for a mortgage endowment policy. Indeed, I didn't get my first mortgage until three years later. Anyone gone down this avenue or reckon there's any mileage in it? Thanks,
RS