TC ...
NOW you are making sense and I (almost) entirely agree with you!
There is a danger in the UK that people cosider themselves safe if they are obeying the rules. This is not necessarily true - and their judgement is diminished by believing they are somehow magically protected.
Common sense and judgement are still required to fly safely !
Obeying the rules alone will not save you.
... and yes of course that means saying NO to things when no one else can see why - especially 'since its legal' !