Welcome
Panmoria
Welcome to the Pprune Wannabee forum!
You are not too old to start flying but you are trying to do so at the worst possible time. For age questions go to the 'The Perpetual - Am I too old thread' in the Read before posting above.
For your other questions you will find a host of experienced pilots - and some others like yourself just starting out - but we do expect you to do your own research before posting. Please use the Search Function and you will find that all your questions will have been asked - and answered - before.
I am now closing this thread to let you do some research. PM me if you feel you need it re-opened and we will look at it again then.
Halfwayback