Attributing 'fault' to a pupil is a hard thing to do as they are really flying under a release given to them by their instructor. If a student stoofs a plane in and you really want to blame somebody, you should start by looking at the instructor supervising them. I also can't accept that short of wilful damage, that any pupil is liable for damage they do. Pupils should be expected to make a mistake every now and again because that's what pupils do. Nor do I have any sympathy for any flight training organisation which has failed to plan for their aircraft to be dinged every now and again. Yes, of course there are people who should never be let near an aircraft but it's the job of the instructors to identify these people before they send them solo. And just out of interest, which country did this happen in? If it's in the UK, the "inevitable post-accident interview with the CFI" should only really happen after the AAIB have 'released' the pilot.
PM