Its better to have rejected and and wish you had not - Than to have not and wished you had!
catchy play on words if I could remember it by rote without getting tongue tied
But it does miss the bigger picture and that is more accidents occur by rejecting than by continuing a takeoff with a badly damaged plane.
It boils down to decision making in seconds. We can't tell you ahead of time what's right and wrong all we can do is provide you training to make decisions. You have to decide what's right and wrong. And after you make your decision the rest of us will analyise it for days