Chopper Chap . I wish you luck but dont think it will work due to
1) A large part of this forum is people who get paid to fly and dont pay to fly
2) A large part of this forum is people who would love to fly but have no money
3) The rest of the people just actually dont care enough to do anything about it . There have been numerous excellent ideas here and they pretty much all get ignored . I tried to see if people wished to form a club and self insure our machines .....this could have saved owners a lot of money and potentially have ended up providing free hull insurance (partly due to banning 22,s from the club ). This is just the way it is ... hope to be proved wrong !