This is extraordinary stuff - I had a girlfriend who was all coy and cagey about the Hearts setup and how it would empower women by not letting men's cynicism ruin a good thing for the sisterhood.
When the sisterhood shafted those at the pyramid's base (quite legally, I hasten to add), she refused to pay back to those now in real hardship stating she 'had every right to behave like a man'.
We fell out.
How will the OP justify not paying back the losers at the end of this scam? People he had encouraged to join in the game, maybe personal friends, despite Whirly's wise words?
I despair. Bring on the giant asteroid.