The 'dash-list' is similar to the first on-line banking that I used, which was in Germany. At the time, I thought the they were being OTT but when I got back to the UK and started on-line banking here - I realised that the Germans had it right!
I have my business account with Lloyds TSB and, for convenience a personal one as well. When I log in, the one log in will give access to
both accounts.
Whilst this may be convenient it is poor security. As far as I can tell, I cannot have two separate IDs. Further, they use the full password everytime so a key-logger would work. Consequently, I cannot use these accounts from anything other than my own computer.
I think that Bugbear should be classed as High Risk, given the way that it has spread and what it can do. I have had two attempts from it this week but Norton has trapped them both within one second of their arriving on my machine.
ps Make that three attempts
But the interesting thing was seeing the name of the person who got infected and seeing that, a couple of years on, I was still in her address book!!!!