Unless you can afford to go integrated and get a type rating or have the necessary prerequisites for CTC I wouldn't recommend anyone self funds a CPL fATPL IR anymore.
Times changed drastically following 9/11. Goal posts shifted and some (myself included) got caught out. Not to worry, everything happens for a reason.
I would recommend flight training as the rising aviation industry. ME IR instructors are few and far between and the money is pretty good for those suitably qualified. Forget airlines, the backside has fallen out of the starting salaries and you have to seriously slog it for many years now to get into that all hallowed jet job if you came via the modular route and even then you'll probably be worked to breaking point and be paid peanuts in comparrison to 10 years ago.
Have a look at the Cathay CPP scheme for qualified CPL holders with +250 hours. More sacrifice but might be worth a shot to those stuck between a rock and hard place still dreaming of the airline life?