I would go for it...oh wait...I did go for it! But, then again, I started training when I was 35 and in 2001. AND I did it in America. My first airline job was making nothing, $19000, flying a B1900D. Upgraded to Captain then flew a Dash 8 for 1025 hours.
Even when I was making no money I was having a great time. Those spoiled girls and boys who are 19 and flying have no idea how good they've got it. They've never had a real job.
9-5 desk jobs suck flying rocks. If you want it go get it - you only live once.
I'm now back to FO poor status - just finishing up training in the EMB175. But now I have to support a out of work hubby and a 1.5 year old - yes that sucks but at least I'm flying and not working at the souless finance job I had way back when.
I think that the upturn is coming and you'll be in a perfect place to get on and move up. Go Baby Go!