CC, the point G-SPOT is trying to make is that even with 3.5%, he's still got less money in his pocket. Our 0.3% is even worse. Stating the blindingly obvious in both cases I know, but it's worth reminding ourselves that while we're scraping by, this greasy cabal of spivs are lining their pockets and smearing us as the bad guys.
I want to see this company do well, but I and plenty like me are so up for this fight, it'll shock the sub-used car salesmen in management when they finally step into the ring.
They have sown the wind...