Been with the company 3-4 years, no by-pass! Bought a flat 600-700sqft and renovated on a loan 2years ago just to make it livable. Smallish loan 180k over three years. Just assesed this coming years Tax Bill. To save Tax for this years bill in Janaury we will have to live on a salary (in the hand) of 24K HKD a month, family with three kids. And this is on B-Scale. Surely conditions have to improve from here.
Number of that truck driving school anyone?