Useless shiny-arse polyester uniforms that happen to have had a commission routinely trot out the "should have tried harder at school" nonsense.
One could, from your statement, then wonder why it is that a decades long member of their club can no longer afford to be a member of that club while people who never got or possibly wanted the Queens Commission could quite easily afford the dues without help from parents, squirrely old great aunts or blatant theft.
One will never know... But their club will wither and die as shall those who carry such silly airs and graces...