Yeah at the moment you cannot really do it for less than £20,000 unfortunately. IN the good old pre JAA days you could do it for £12,000 - but you don't want to hear that do you!
I recommend you got to a school where you can do the whole lot. It'll save you hassle and you might get a discount. You'll find that the CPL flying course is largely covered by the PPL course and you'll be nicely ahead of the game if you already know the area, the airfield and the aircraft...
There are lots of smaller schools around that might suit you. Where abouts in the countyr are you?
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