Does the insurance company today actually now get involved to the extent they now dictate the experience level of the incoming pilots to the EK380?
I ask because when concerns on drastically falling pilot experience levels were raised to insurance companies in my last airline.... the answer was "We set the premium levels based on the past record of your airline"
So I thought "At least they have been warned"...sadly they got their accident within two years and people died.
Then the premiums were increased as promised.