good post EM77ER, well balanced and argued
.....you're a great example of a prospective cadet, who isn't sitting around just waiting for something to happen, you have gone out and by the sound of things worked your arse off to pay for your lessons, respect.
One thing i believe you will get is a greater appreciation of each time u get up and fly because you know just how hard u had to work to get yourself up in the air.
....and i think this is part of the current pilot's concerns aswell, besides the housing and experience, is the appreciation factor.