look at it this way, youre in a group of interviewees for f/o positions and some of the guys have t/rs . who do you think will they consider first knowing training costs for an initial will run up 15-20k$?
here's another point to ponder.are you applying for the atr or airbus? coz if your going for the atr- youll be stuck there till kingdom come.fly the smelly routes while your co-interviewee who had the a320 t/r is getting ready to move to his other airline of choice coz he's got the time on the bus in the bag.
so dude........drop the chicks,sell the car.
and get that t/r!