Conquer
Welcome to Pprune and in particular the Wannabees forum.
The questions you ask have been asked and answered many times before - and recently. May I ask you to use the 'Search' function to find them?
Furthermore the idea of paying for a Type rating and even 'Paying to fly' schemes that give line flying experience with an airline are very emotive subjects - as a quick search will reveal.
Consequently, before the usual sciolists gather around to regurgitate their own ideology once more, I am closing this thread!
HWB