"Get put on a Brookfield contract with no benefits and zero security if unable to work. Ignore it, it'll be fine. (Until you lose your medical for a year and have to sell your house like one of our colleagues)."
That's why permanent and/or temporary loss of licence insurance exist.
But then you have to deduct this cost from your available income of course... Security has a price, always, and this is a personal choice...
If the guy prefered to save the money of the insurance to have a bigger house, why should I be sorry for him ?
On the other hand, I agree this brookfield contract is sh$t.